Asia’s Leader in
Money Services, Digital Payments
& Micro-Insurance

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Sustainability at Merchantrade

Advocating Progress by Transforming Communities

Merchantrade strives to create opportunities through financial innovation and community transformation. With sustainable values we aim to impact communities and create a positive future for all walks of life.

Merchantrade Staff

27 Years of Industry Excellence

Millions of satisfied customers, billions in transactions

Merchantrade branches


Agent locations throughout Malaysia


Cash-in cash-out merchants throughout Malaysia

Worldwide payout locations


Foreign currencies


Countries and territories worldwide


Products & Services

Financial inclusion is the key inspiration behind our ecosystem of digital financial solutions comprising of remittance, currency exchange, payments, micro-insurance and mobile communications.


Enabling international remittances via our physical and digital channels and competitive currency exchange services.

Money ExchangeMoney ExchangeMoney TransferMoney TransfereRemiteRemit
Digital Payments

Reducing barriers by providing meaningful financial tools, as well as enabling first-time access to life-changing products and services.

Merchantrade Money Visa Prepaid CardMerchantrade Money Visa Prepaid CardValyou Mobile WalletValyou Mobile Wallet

Fast and simple foreign worker protection that reduces the financial burden of employers.

Mobile & Value-Added Services

Digital enabler for all customers, specifically the underserved segments, by providing access to a good mobile network and data.